Home Depot Credit Card Requirements. In the event the home depot can t provide an instant credit decision you ll be notified within 30 days by u s. All home depot credit cards are issued by citibank.
To be approved for a home depot credit card offer you must be a resident of the united states. The general approval rate for a lowe s credit card averages 66 percent of the users surveyed states finance globe. Citibank is the issuer of the lines of credit given by the home depot.
There are user reports of being approved with a score as low as 600.
Other factors taken into account include income employment status payment history debt level and more. To be approved for a home depot credit card offer you must be a resident of the united states. Our home depot consumer credit card provides you with special financing on purchases of 299 or more and up to 24 month financing during special promotions. Home depot card credit requirements.