Home Depot Credit Card Hard Or Soft Inquiry. There are three major credit reporting bureaus experian equifax and transunion. Because the home depot credit card does not offer regular rewards its main benefits are a first purchase discount and deferred interest financing promotions.
Home depot approaches you and sells you this card as the greatest thing since sliced cheese. Soft pull credit cards let you check for pre approval and request a credit limit increase without a hard credit inquiry. Because the home depot credit card does not offer regular rewards its main benefits are a first purchase discount and deferred interest financing promotions.
The home depot credit card is a 0 annual fee store credit card for people with fair credit or better.
A hard inquiry is the type of credit check that can lower your credit score. Most soft pull credit cards do not however allow you to open a new account without a hard inquiry. More specifically new cardholders can save 25 to 100 on their first purchase of 25. Home depot approaches you and sells you this card as the greatest thing since sliced cheese.